# MedAdvise Insurance Group

> Independent Medicare insurance brokerage owned by Carrie Hagel, a licensed
> insurance producer based in Washington State and also licensed in
> Oregon, Idaho, Texas, Nevada, Georgia, and Florida. No-cost, year-round help comparing and
> enrolling in Medicare Advantage and Medicare Supplement (Medigap) plans, plus
> hospital indemnity coverage and plain-language guidance on Part D drug coverage.
> Special expertise helping veterans and military spouses coordinate Medicare
> with VA health care and TRICARE For Life. There is never a monetary exchange
> between Carrie and her clients. Represents 11 insurance organizations.
> Phone: (253) 256-1637 (TTY 711), Mon–Fri 9–5 PT.

Not connected with or endorsed by the United States government or the federal Medicare program.
We do not offer every plan available in your area. Currently we represent 11 organizations which offer multiple products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

## Services

- [Medicare Advantage](https://medadviseinsurance.com/medicare-advantage/): No-cost, independent help comparing Medicare Advantage plans. See whether Part C fits your doctors, prescriptions, and budget.
- [Medigap](https://medadviseinsurance.com/medigap/): No-cost, independent help comparing Medicare Supplement (Medigap) plans. Understand how Medigap works with Original Medicare.
- [Part D](https://medadviseinsurance.com/part-d/): A plain-language guide to Medicare Part D prescription drug coverage: formularies, pharmacies, late-enrollment penalties, and how Part D fits with VA and TRICARE For Life.
- [Book a complimentary plan review](https://medadviseinsurance.com/contact/): About 30 minutes by phone or in person, no obligation

## Education

- [Education hub](https://medadviseinsurance.com/learn/): Plain-language Medicare guides
- [The Turning-65 checklist](https://medadviseinsurance.com/learn/turning-65-checklist/): Every deadline and decision from six months out, in order.
- [Medicare with VA care or TRICARE For Life](https://medadviseinsurance.com/learn/medicare-va-tricare-for-life/): How the benefits you've earned fit together with Medicare — and the mistakes to avoid.
- [Parts A, B, C, D — what each one actually does](https://medadviseinsurance.com/learn/medicare-parts-abcd/): Medicare's alphabet, translated into plain language.
- [Medicare enrollment periods, explained](https://medadviseinsurance.com/learn/enrollment-windows-explained/): The four Medicare enrollment periods — what each is called, when it happens, and what you can do.
- [Do I need Part B if I have VA health care?](https://medadviseinsurance.com/learn/va-health-care-part-b/): The most common question I hear from veterans — and the costly mistake behind it.
- [What Medicare actually costs](https://medadviseinsurance.com/learn/medicare-costs-washington/): The pieces that make up your real monthly cost — and where the surprises hide.
- [Your Medicare questions, answered](https://medadviseinsurance.com/learn/medicare-faq/): The questions I hear most, answered the way I'd answer them across the kitchen table.

## About

- [About Carrie Hagel](https://medadviseinsurance.com/about/): Meet Carrie Hagel: 25 years in healthcare, licensed independent Medicare broker in Washington State. No-cost, year-round Medicare help for everyone — with special expertise helping veterans and military families.

## Optional

- [Full text of this site](https://medadviseinsurance.com/llms-full.txt): Every service page, FAQ, and guide in one file
- [Privacy Policy](https://medadviseinsurance.com/privacy-policy/)
- [SMS Terms](https://medadviseinsurance.com/sms-terms/)